Wills & Legal Services

We have three levels of service for you to chose from:

1. Over the phone interview at a pre arranged time to suit you

Telephone based appointments are simple, convenient and of course, from the comfort of your own home.

Single Wills just £115
Joint Mirror Wills £199


Your telephone appointment will be conducted by a qualified Will writer, who will confirm your instructions and translate these into your Will, creating a document which accurately reflects your wishes. Your fully qualified Will writer will give you all the necessary and relevant legal advice and you will have direct contact with your Will writer for any queries that you may have through the process. Your Will is sent to you professionally bound together with instructions on how to sign.

2. Face to face with a qualified adviser

(This service is only available in Norfolk unless by prior agreement)

Single Will £115
Joint mirror Will £199

We also offer advice on related issues which many people often consider when arranging their Will. These related issues may include topics such as possible protection from care home fees, inheritance tax planning and life policies.

3. Easy to follow online Will

Click this link and complete your will online for just £24.50 at myeasywill.co.uk

About our Will writing service...

We have been writing Wills for 23 years and we are trusted members of the Society Of Will Writers. Our legal team specialises in Wills and Estate planning and we also have Professional indemnity Insurance for your extra peace of mind.

No matter how big or small your Estate, we have you covered.


Additional Written Wills Information


Appointment of Executors

You do not need to appoint other 'professionals' to act as an executor or trustee of your estate, unless there is the likelihood of trust arising, Professional Executors will charge your estate to act, and in many cases, for duties which a layperson could have done.

It may be better to appoint a member of your family, a prime beneficiary or close friends to act, remember,

AN EXECUTOR CAN ALSO BE A BENEFICIARY, therefore quite often a spouse will be the executor AND the beneficiary, in effect they make sure the money goes to themselves.

If you do need to appoint a professional executor, Premier Wills & Probate Ltd will be happy to advice you on this.

If you have young children, you should consider the appointment of guardians to take care of them until they reach the age of 18. If you are the only surviving parent and have the care of your children, appointing a guardian is particularly important. If you are married and living with the other parent, you may wish to name guardians in case you die together. As in the case of executors and trustees, you should check with the proposed guardians to ensure they are willing and able to act.

Property

How you hold your property will determine how it passes on your death. As 'Joint Tenants' your share will pass to the survivor automatically . If you wish to pass your 'interest' in the property to your children or others, you should hold your property as 'Tenants in Common'.

Other Considerations

  • Specific Gifts - decide now if you wish to leave any other members of your family or friends a special gift. Perhaps jewellery or paintings.
  • Pecuniary Legacies - this is the term for a gift of money, again give some thought as to anyone, other than your spouse or children, who you may wish to leave legacy to, this could include gifts to your favourite charity (if a charity try and have the address and registration number available).
  • Residuary Legacy - The residuary estate is what is left over after the descendant's debts, probate expenses and specific bequests have been satisfied. Normally, a Will provides for the residuary (left-over) estate to be divided among named individuals.
  • Long Stop - also described as the 'total calamity of disaster' clause, so called because these beneficiaries will only inherit if all those named as your residuary beneficiaries fail to survive you.
  • Funeral Wishes - you may choose to ignore this section. For those that wish to leave specific instructions, such as cremation or burial and whether flowers or donations are to be given, you should complete this section. It must be pointed out that whatever your request, these are only a wish and not binding on your executors to carry them out if they are unable to.

Finally, whatever you have put in your Will - and it is personal only to you - make sure that your executors can find it when the time comes. Tell them where you keep your Will and how they can get access to it.

What Happens if you do not Make a Will?

  • If you are married with no children - your wife or husband inherits the first £200,000 plus half of the rest of the estate. Over that amount other relatives can make a claim and things can become very complicated.
  • If you are married with children - your wife or husband inherits £125,000 plus a life interest in one half of the rest of the estate. The other half goes to the children in equal shares.
  • If you are single, divorced or widowed - your property goes to your next of kin - who is that? And do you want them to inherit them all?!
  • If you are married, but separated - your wife or husband would have a claim. Do you want that?
  • If you live with someone, but are not married to them - they will normally receive nothing from your estate, not even your share of the home.
  • If you have no relatives - your property goes to the crown!
  • If you have made a Will already, but subsequently married - the Will is automatically revoked.

Finally, without a Will you have no control over your affairs and have to rely upon the rules made by parliament. Even if these are satisfactory now, parliament could change those rules at some future date.

Storing your Will

Deciding where to keep your Will is an important consideration. Ideally it should be in a fire proof and water proof safe but still accessible for your Executors.

Here at Independent House we have a 4 inch thick steel vault door made by Hobbs & Company, established in 1852 - we like to think our facilities are bomb proof too!

At independent House we offer Will storage facilities for just £30 per annum including free life time alterations. We also allow mirrored Wills to be stored as one, giving you 100% discount on the second Will.

Your executors are made aware of our location and upon production of a death certificate that have immediate access to your last wishes.

Why you Might Need to Amend a Will

Common reasons for amending a Will are:

  • finding a new partner
  • losing an old partner
  • additions or loses to the family
  • changing address
  • change in financial circumstances.

Calculate your own cover (see below) and compare different life providers. All policies arranged by us can be written in Trust - making sure your money ends up in the right hands at the right time! If you wish to know more about writing your policy in Trust or would like to receive advice from one of our protection advisers, simply contact us

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Complete Your Will Online Today

We recognise some Wills can be quite simple and for that reason we have developed an online Will Writing Service. We recommend this method only if you are budget conscious and prefer to have a simple Will rather than none at all.

Click Here to visit www.myeasywill.co.uk

Recent News / From the financial industry

Testimonials / What Our Clients Say

  • We found Premier Financial Group to be extremely knowledgeable and very good at dealing with any problems, so we didn't have to.
    Client: S.E. from T.S.A.
  • Professional and trustworthy, would recommend to family and friends..
    Client: Mr B.W. and Miss C.A. from Norwich
  • Nicola was very professional and an excellent source of information and advice.
    Client: Mr C.E. and Miss E.G. from Halvergate
  • Thank you ever so much for all your help. It has been so reassuring to have you at the end of the phone!
    Client: Miss A.P. and Mr L.P. from Wymondham